Credit Associate

Join our dynamic team as a Credit Associate and play a pivotal role in facilitating financial solutions for motorcycle loan applicants. In this position, you will be responsible for preparing detailed Credit Approval Memorandum (CAM) reports, ensuring compliance with industry regulations and internal policies. At Private Advertiser, we are committed to providing innovative and accessible financial services to our customers, and your expertise will be instrumental in achieving this goal.

As a Credit Associate, you will work closely with our team of financial experts to assess the creditworthiness of applicants, analyze their financial profiles, and recommend appropriate loan terms. You will use various tools and software, such as SAP and Bloomberg, to gather and analyze data, and ensure that all processes are carried out efficiently and accurately.

Based in Bali, you will have the opportunity to work in a vibrant and diverse environment, contributing to the growth and success of our company. If you are passionate about finance, have a keen eye for detail, and are eager to make a difference, we invite you to join our team and help us shape the future of financial services in Indonesia.

📋 Tanggung Jawab Pekerjaan

• Prepare and submit detailed Credit Approval Memorandum (CAM) reports for motorcycle loan applicants.
• Assess the creditworthiness of applicants by analyzing their financial profiles and credit history.
• Recommend appropriate loan terms and conditions based on the applicant's financial situation.
• Ensure compliance with industry regulations and internal policies.
• Use SAP and Bloomberg to gather and analyze data, and ensure that all processes are carried out efficiently and accurately.
• Collaborate with the team to identify and resolve any issues or concerns related to loan applications.
• Provide excellent customer service to applicants, answering their questions and addressing their concerns.
• Participate in team meetings and contribute to the development of best practices and procedures.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum of 2-3 years of experience in credit analysis or a related role.
• Strong knowledge of credit risk assessment and financial analysis.
• Proficiency in using SAP and Bloomberg.
• Excellent analytical, problem-solving, and communication skills.
• Ability to work well under pressure and meet tight deadlines.
• Strong attention to detail and a commitment to accuracy.
• Familiarity with Indonesian financial regulations and industry standards.

🛠️ Keahlian

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